I know it is difficult to sort out all the real estate headlines that hit the press on a daily basis.  Foreclosures, dropping prices, and daily decreases in sales volume!  Many people are asking themselves, “is it ok to buy a home with all of this swirling?”  Absolutely!!  With the shift that has occurred in this real estate market, we are definitely in the midst of a buyer’s market.  There are greater prices today than what we have seen in years, and these prices are paired up with fantastically low-rate mortgages.  Many speculators believe the Federal Reserve will cut the rate again by another quarter point at the end of this month.  This potentially means even better interest rates during a time when buyers have great negotiating ability.  My recommendation is to get a head start on your property search so that you are ready to take advantage of these great rate offerings.  This is a perfect time to step into home ownership and investment opportunities.